Should You Use a Cover Letter for a Rental Application? Pros and Cons

Rental applications in Australia can feel overwhelming, especially with so many supporting documents required. One question that often comes up is whether to include a cover letter with your application. Some tenants swear by it, while others wonder if it really makes a difference.

Here are the main pros and cons to help you decide.

The Pros of Adding a Cover Letter

1. Personalises Your Application

Most rental applications look the same to property managers. A short, well-written cover letter can add a personal touch that helps you stand out from the crowd.

For more advice on presenting yourself, see How to Get Rental References When You’re New to Australia.

2. Explains Gaps or Unusual Circumstances

If you are new to the country, changing jobs, or have limited rental history, a cover letter is a good way to explain your situation upfront. It allows you to frame these circumstances positively rather than leaving them unexplained.

3. Shows Proactive Effort

Taking the time to write a cover letter demonstrates initiative. Agents notice tenants who put in the extra effort and are often more likely to view them as reliable.

The Cons of Adding a Cover Letter

1. Agents May Not Read It

Some property managers receive dozens of applications and may only skim the essentials. A cover letter could be overlooked entirely if the agent is pressed for time.

2. Risk of Saying Too Much

Including unnecessary details can backfire if it gives the agent reasons to hesitate about your application. It is best to keep it short, relevant, and professional.

3. It Does Not Replace Strong Documents

A cover letter cannot make up for missing payslips, ID, or references. Your documents remain the most important part of any application.

For a clear breakdown of what you need, read What Rental Documents You Need in NSW (And Why They Matter).

Striking the Right Balance

If you decide to include a cover letter, keep it to one page, focus on your strengths as a tenant, and avoid over-explaining. Think of it as a way to introduce yourself, not to tell your life story.

Final Thought on Should You Use a Cover Letter for a Rental Application?

A cover letter is not essential, but when used correctly it can give your rental application a small but meaningful boost. The key is to stay professional, concise, and supportive of the documents you provide.

Find My Home helps renters across Australia put together strong applications that agents pay attention to, including advice on whether a cover letter will help in your specific situation.