How to Budget for Utilities in Your First Australian Rental

Why Utilities Deserve a Spot in Your Budget

When budgeting for your first rental, it’s easy to focus on just the weekly rent. But regular bills like electricity, gas, water, and internet are just as important. If you don’t plan for them, these ongoing costs can create financial pressure and make it harder to stay on top of rent.

Choosing the right home can make a difference. At Find My Home, we help clients secure properties that match their lifestyle and budget, including homes with better insulation and pre-connected services that make setup easier.

If you're still planning your move, How Much Money Should You Save Before Renting in Australia? outlines the full range of upfront and ongoing costs.

What Are You Usually Responsible For?

In most Australian rentals, tenants are expected to pay for:

• Electricity

• Gas (if applicable)

• Water usage

• Internet

• Optional landline for some internet connections

Water bills are usually split. Landlords cover the fixed supply charge, while tenants pay for usage. Always check your lease to confirm what you're responsible for, and whether any services are included.

If you're unsure how payments work overall, Understanding Holding Deposits, Bonds, and Rent Payments in NSW explains what’s due and when.

Typical Monthly Utility Costs

Although costs vary by city, season, and property type, here’s a general idea of what to expect in a small apartment for one or two people:

• Electricity: around $80 to $120

• Gas: $30 to $60

• Water usage: $25 to $45

• Internet: $60 to $90

Hotter states and colder regions may see higher electricity bills, particularly if heating or cooling is used often. Older properties with poor insulation will also cost more to run.

Tips to Keep Costs Down

• Choose a well-insulated property with modern appliances

• Ask whether the building is already connected to NBN (internet)

• Use cold water settings for laundry

• Turn off lights and appliances when not in use

• Set heating or cooling systems to moderate levels

• Avoid last-minute setups that require premium connection fees

Find My Home always considers more than just the rent. We help ensure the homes we apply for are manageable long-term, so you’re not caught out later.

Other Expenses You Should Plan For

Beyond utilities, make sure you’ve budgeted for:

• Four weeks’ rent as a bond

• Two weeks’ rent in advance

• Moving costs

• Furniture and essential appliances (if renting unfurnished)

Some renters also choose to pay an additional two to four weeks of rent upfront to strengthen their application. This isn’t mandatory, but it can make a positive impression in a competitive market.

If you're unsure how to build a strong application overall, What Real Estate Agents Look for in a Rental Application (2025 Edition) breaks down what matters most.

Final Thoughts on How to Budget for Utilities in Your First Australian Rental

It’s easy to underestimate utility bills when renting for the first time in Australia. But preparing for them is just as important as finding the right location or setting your rent budget.

The more you understand how to budget for utilities in your first Australian rental, the smoother your experience will be. And if you’re feeling unsure, Find My Home can help with everything from property selection to application strategy, giving you the best chance of getting approved for a place that suits your budget and lifestyle.